Brian and Pauline were in their early 70s and enjoying retirement. They had a range of pension plans and other investments which were providing regular income. Although their retirement was great fun, they still had concerns regarding their finances.
What did they need help with?
Primarily, they wanted to help their children and grandchildren without compromising their own standard of living. They were also concerned about Inheritance Tax and the costs they might incur were they to need care.
Above all, they didn’t want to become a burden to their children.
What we did
We worked with Brian and Pauline over a period of time to properly organise their affairs. We helped them to identify which monies could be used to fund the rest of their retirement or potential care fees.
We also helped them identify which funds could be passed on to their children and grandchildren, either on their death, or at a time of their own choosing.
We also reduced their tax bills, including significant reductions to their Inheritance Tax bill, and improved their investment returns as well!
Brian and Pauline now
The process gave the couple great peace of mind. They can now see clearly how much will be available for their goals. They can carry on enjoying life and spending time with their family, all with the peace of mind that their finances are in order.
Brian and Pauline are now very happy and continue to enjoy a wonderful and well-earned retirement.