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5 useful questions to consider if you’re planning to downsize

There are many reasons why you might be thinking about downsizing. From needing less space now children have moved out to releasing equity to fund your retirement, setting out your needs can help you choose a property that’s right for you. Here are five questions that can be useful to consider as you think about […]

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Experts forecast a recession in 2023. Here’s why and what it means for your investments

Experts are predicting that the UK will face a recession in 2023. While it can be tempting to react to this news by changing your investment strategy, sticking to your long-term plan makes sense for most investors. Read on to find out why. Several factors are contributing to economic uncertainty, including high inflation and concerns […]

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Soaring inflation means tax breaks are less valuable. Find out why here

While many tax allowances haven’t fallen, they haven’t increased in line with inflation either. In real terms, that means they’re less valuable than they once were. It could affect your income, long-term wealth, and what you leave behind for loved ones. As the cost of living and the value of some assets rises, the tax […]

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After the risk of pensions collapsing made headlines, here’s how your retirement savings are protected

Recently, you may have read headlines about how pension funds were close to collapsing. Naturally, you may be worried about your retirement savings and what protection is in place. Read on to find out. In September, former chancellor Kwasi Kwarteng delivered a mini-Budget that included aggressive tax cuts. It led to market volatility and the […]

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Behavioural finance: 5 effective ways you can reduce the impact of bias

When you need to process information, it’s common to take shortcuts and rely on bias. It’s an approach that can be useful in some situations, but it can also lead to decisions that aren’t right for you. If you’re making financial decisions, you know you should focus on facts, but emotions and other influences can […]

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Your autumn statement update and what it means for you

It has been a tumultuous year in British politics, with three prime ministers and four chancellors holding office. After the calamitous “mini-Budget” ushered in the demise of Liz Truss and Kwasi Kwarteng, new chancellor Jeremy Hunt has delivered his first autumn statement. Hunt’s speech came at a tricky time for the UK economy, with inflation […]

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