Financial Planning
Reducing your energy consumption can be a great way to cut your carbon footprint, lessening your personal impact on the environment and potentially helping to limit the devastating effects of climate change. As living costs and the price of energy are soaring, taking action to lessen your usage can also be an effective tool to […]
Spiralling household expenses have led to some DIY investors selling assets to bridge the gap. Depleting your investment portfolio could help you meet income needs now, but you also need to consider how sustainable it is and whether it’ll affect long-term plans. According to research from EQ, 44% of DIY investors have cashed in investments […]
A trust can be a valuable financial tool when you want to pass on wealth to loved ones. Rather than simply handing over assets, you can set out your wishes and maintain control over how they’re used. So, understanding what your wishes are and how to ensure they’re followed is important. A trust is a […]
As the cost of living rises, you may be considering increasing how much you withdraw from your pension. While it could solve short-term challenges, it’s important that you think about how it could affect your future too. Several factors, including the war in Ukraine and the long-term effects of the pandemic, mean that inflation is […]
You should base financial decisions on logic and facts. But psychology can have a much larger effect than you think, and it can lead to you making decisions that aren’t right for you. Read on to find out more about what behavioural finance is and how it could affect you. “Behavioural finance” was first coined […]
It would be fair to say that the recent “mini-Budget” ended up being anything but. A series of tax cuts, the reversal of both the National Insurance increase and a planned Corporation Tax rise, and an eye-wateringly large intervention in energy markets prompted unprecedented market movements and even a rebuke from the International Monetary Fund […]