Financial Planning
Humans are programmed to act in certain ways. We have behavioural biases built into us, created over the history of mankind, to keep us safe in the face of danger. For example, we don’t like losing things. This is because our ancestors would be faced with a very nasty situation if they stumbled across a […]
After months of speculation and rumour, chancellor Rachel Reeves has delivered the Autumn Budget for 2025. In this update, we’ll explain the key changes and what they mean for you. Last year, in her maiden Budget, the chancellor sought to balance the public finances with tax rises to cover a reported £22 billion black hole. […]
In life, the finest wisdom often comes from the most unexpected places. So, you may be surprised to learn that Jane Austen – one of the most revered romance authors of all time and a paragon of women’s literature – has anything to teach you about the modern world of finance. Born in Hampshire in […]
Our approach to investment management is based in evidence — we rely heavily on academic research to guide our decisions. That’s led us to favour a long-term strategy built around low-cost, highly diversified portfolios of equity and bond index funds, with an overweight position in smaller companies and value companies. We keep trading to a […]
The Bank of England (BoE) is expected to make several cuts to the base interest rate in 2026. The move could reduce the cost of your mortgage. Read on to find out what’s predicted and how it could affect you. Following a period of high inflation, the BoE increased the base interest rate between December […]
What’s the most important factor affecting the performance of your investments? Your mind might jump to the ups and downs of the market, and they do have an effect. When share prices rise, so too will the value of your portfolio. However, the markets aren’t the starting point of a successful investment: your mindset is. […]